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Profile photo of a State Farm Agent named: Mark Smith

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State Farm® Insurance Agent

Mark Smith

MH Smith Ins and Fin Svcs Inc

1206 Highland Avenue
Carrollton, KY 41008-0323

Profile photo of a State Farm Agent named: Mark Smith

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


1206 Highland Avenue
Carrollton, KY 41008-0323


English, Spanish

I am honored to serve as a State Farm Agent for the Northern Kentucky Area, where I have been a lifelong resident. With over three decades of experience in the insurance industry, I am dedicated to providing exceptional service to my customers. My team and I are licensed in both Kentucky and Indiana, allowing us to serve a wider range of individuals and businesses.

Beyond my work in insurance, I am actively involved in various community organizations, including Rotary International, local Chambers of Commerce, The Kentucky River Authority, The Honorable Order of Kentucky Colonels, and River Valley Futbol Club. These connections allow me to stay connected with the community and better understand the needs of the residents and businesses in the area.

My agency has received numerous awards throughout the years, a testament to our commitment to excellence and customer satisfaction. Whether you are relocating to the Carrollton area or reside in surrounding communities such as Warsaw, Verona, Milton, Bedford or Madison, Indiana, my team and I are here to assist you with your insurance needs.

We offer a wide range of insurance services, including car insurance, homeowner's insurance, renters insurance, life insurance, and commercial auto and business insurance. Our competitive pricing ensures that the coverage you need is at a price that fits your budget.

Contact us today, either by phone or by visiting our office in person or virtually, to receive a free quote for car insurance, home insurance, or commercial business insurance in the Carrollton Northern Kentucky area. Additionally, we offer free insurance reviews to both existing and potential customers, either in person or over the phone. We are committed to providing personalized and comprehensive insurance answers to meet your unique needs in the Carrollton Northern Kentucky area.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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Our mission is to create a world in which there are no financial consequences for any event which comes your way. We focus on Auto Insurance, Home Insurance, Renter's Insurance, Life Insurance, and Business/Commercial Insurance throughout the Carrollton Northern Kentucky area including Warsaw, Verona, Milton, Bedford and other surrounding Kentucky and Indiana areas.

Our dedicated team of professionals has over 90 years combined experience in the insurance industry. We hold auto, home, life and health producer licenses in Indiana and Kentucky, and life and health licensing in Ohio. We are equipped in commercial insurance as well as personal lines. You can work with us in person, over the phone, or virtually through live video. Give us a shot to show you how we can help Life Go Right!

D'anne Smith State Farm Agent Team Member

D'anne Smith

Office Manager

D’anne is our Operations Manager who joined our agency in 2008. She is experienced in auto, home, business, and flood insurance. Prior to 2008, she worked at State Farm Insurance Company for 15 years in several leadership positions. D’anne will tell you the favorite part of her position here has been educating customers about insurance and helping them uncover needs and providing insurance options to meet those needs. In her “spare” time, she studies German, is a Health Coach, and loves to travel and visit our children and grandchildren.

Misti Henkel State Farm Agent Team Member

Misti Henkel

Office Representative

I have worked in the insurance industry for over 6 years. I have worked for Mark Smith State Farm for 4 years. I enjoy helping to provide excellent service to our State Farm customers.

Elizabeth Brinker State Farm Agent Team Member

Elizabeth Brinker

Insurance Account Representative

I take great pride in the important work I do at Mark Smith State Farm. As a licensed home, auto, life and health agent in Indiana and Kentucky I enjoy providing friendly service to our current customers and educating future customers on the importance of individualized insurance protection. My finest work is done with my assistant, Lincoln, my golden doodle. Lincoln loves greeting our customers daily. Stop on in and see us. And bring treats!

Dedra Green State Farm Agent Team Member

Dedra Green

Insurance Account Representative

I'm licensed in Indiana and Kentucky for home, auto, life and health and have worked in insurance for twelve years. Customers tell me I'm a favorite because of my personalized service, friendly demeanor, and extensive knowledge of all things insurance. Call or text me here at the office and let me put my experience to work for you. I'll treat you like family!